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Find a plan that's right for your health and budget from multiple insurance carriers

USA+ Dental offers three plan options to fit your needs and budget including coverage for Preventative, Basic, and Major Services. For most plan options, there is no waiting period on Preventative Services. USA+ Dental offers three options to fit your needs and budget including Preventative, Basic, and Major Services. For all plan benefits there are no waiting periods for Preventative and Basic Services. Freedom to choose any dentist nationwide. Included in all plan options are vision benefits provided by Ameritas Group Visions, these benefits include a free eye exam, 20% discount on lenses, frames, and other hardware.


  1. Foundation Dental offers three plan options to fit your needs and budget including coverage for Preventative, Basic, and Major Services. For most plan options, there is no waiting period on Preventative Services.
  2. Choice of $500, $1,000, or $1,500 per Calendar Year Benefit. Freedom to see any dentist with the option to access over 200,000 credentialed PPO providers in the Maximum Care PPO Network and receive a network discount.

This type of plan is NOT considered "minimum essential coverage" under the Affordable Care Act and therefore you may be subject to a tax penalty.

  1. Coverage Effective Date: Next day coverage; coverage may not be effective on the 29th, 30th or 31st of any month
  2. Eligibility: 18 - 64 Coverage terminating the last day of the premium payment period during which the Insured turns 65
  3. Waiting Period: No waiting period for accidental injuries or sickness
  4. 30 day waiting period before coverage for Pre-Existing Conditions is available for Physician's Office Visits, Preventative Care Benefits, Diagnostics/Labs/X-rays, Emergency Room, and Ambulance Benefits.
  5. 12-month waiting period before coverage for Pre-Existing Conditions is available for Daily Inpatient Hospital Benefits, Surgical Indemnity Benefits, and Anesthesia Indemnity Benefits. This is a brief summary of Limited Benefit Health Insurance underwritten by Companion Life Insurance Company, Columbia, SC.

Provided by form number LBHP 3250 DE. Not available in all jurisdictions. Benefits are subject to the policy limitations and exclusions. Refer to the policy, certificate, and riders for complete details.



This type of plan is NOT considered "minimum essential coverage" under the Affordable Care Act and therefore you may be subject to a tax penalty.

  1. 1st Med STM pays covered expenses up to the $1,000,000 per Covered Person per Coverage Period
  2. Choice of Coverage Periods - up to 6 months or up to 364 days (Coverage periods of greater than 6 months are not available in all states)
  3. Doctor's Office or Urgent Care Facility visits are not subject to the deductible, and after the $50 Co-pay is paid at the coinsurance rate
  4. Choice of deductibles - $250, $500, $1,000, $2,500, $5,000 or $7,500
  5. Coinsurance options - 80% or 50% up to $5,000, and 100% thereafter up to the Maximum Limit Per Coverage Period
  6. Freedom to choose any doctor or hospital
  7. Child Only Coverage available - the minimum age is two years old
  8. Med-Sense Guaranteed Association membership is required in most states. as well as many life style discounts for various services and purchases
  9. Choose to pay plan costs by MasterCard, Visa or Automatic bank draft.

*Subject to the Usual, Reasonable, and Customary Limits.

Legal Disclaimer: This web site provides a brief description of the plan. You must be 18 years old to apply. The policy will contain reductions, limitations, exclusions, and termination provisions. Full details of the coverage are contained in policy form number STMP 5000. If there are any conflicts between this document and the Policy, the Policy shall govern. The 1st Med Short-Term Medical is not available in all U.S states or any other countries outside the U.S and coverage and benefits may vary by state as well.
If you have any questions about the content at this website please contact Health Insurance Innovations at 1-877-376-5831

This type of plan is NOT considered "minimum essential coverage" under the Affordable Care Act and therefore you may be subject to a tax penalty.

  1. Sage STM pays covered expenses up to the $750,000 per Covered Person per Coverage Period
  2. Choice of Coverage Periods - up to 6 months or up to 364 days (Coverage periods of greater than 6 months are not available in all states)
  3. Doctor's Office or Urgent Care Facility have a $50 co-payment per visit for the first 4 visits; not subject to deductible
  4. Choice of deductibles - $250, $500, $1,000, $2,500, $5,000 or $7,500
  5. Coinsurance options - 80% or 50% up to $5,000, and 100% thereafter up to the Maximum Limit Per Coverage Period
  6. Freedom to choose any doctor or hospital
  7. Child Only Coverage available - the minimum age is two years old
  8. Med-Sense Guaranteed Association membership is required in most states. as well as many lifestyle discounts for various services and purchases
  9. Choose to pay plan costs by MasterCard, Visa or Automatic bank draft.

* Subject to the Usual, Reasonable, and Customary Limits.

Note: NO CONTINUOUS COVERAGE. This short-term medical has no continuous coverage and is not renewable. Although this short-term plan may be rewritten for new and completely separate Coverage Periods (as long as you meet the eligibility criteria described in the application), coverage does not continue from one policy/certificate of insurance to another. This means that a new application must be submitted, a new effective date is given, a new pre-existing condition exclusion period begins and a new deductible and out-of-pocket expense must be met. Any medical condition which may have occurred and/or existed under a prior policy/certificate will be treated as a pre-existing condition under the new certificate. Many states have specific rules on the number of times a short-term medical plan can be rewritten.

This type of plan is NOT considered "minimum essential coverage" under the Affordable Care Act and therefore you may be subject to a tax penalty.

  1. Doctor/Urgent Care Visit Copays: $30, $40, or $50 depending upon plan selected
  2. Wellness Exams - 1 per Coverage Period
  3. Choice of Coverage Period Length - up to 3 months
  4. Prepaid Policies are available. Choose a minimum of 30 days up to a maximum of 90
  5. Deductibles - $1,000, $2,500, $5,000, $7,500, $10,000
  6. Choice of Coinsurance Percentage: 50%, 70%, 80%, or 100%
  7. Choose to pay plan costs by MasterCard, Visa or Automatic bank draft
  8. Everest STM pays covered expenses up to $1,500,000 Maximum Limit per Covered Person per Coverage Period (Maximum Limit is based on plan selected)
Disclaimer: THIS IS A SHORT-TERM LIMITED DURATION HEALTH INSURANCE POLICY THAT IS NOT INTENDED TO AND DOES NOT QUALIFY AS THE MINIMUM ESSENTIAL COVERAGE REQUIRED BY THE AFFORDABLE CARE ACT (ACA). UNLESS YOU PURCHASE A POLICY THAT PROVIDES MINIMUM ESSENTIAL COVERAGE IN ACCORDANCE WITH THE ACA, YOU MAY BE SUBJECT TO A FEDERAL TAX PENALTY. ALSO, THE TERMINATION OR LOSS OF THIS POLICY DOES NOT ENTITLE YOU TO A SPECIAL ENROLLMENT PERIOD TO PURCHASE A HEALTH INSURANCE POLICY THAT QUALIFIES AS MINIMUM ESSENTIAL COVERAGE OUTSIDE OF AN OPEN ENROLLMENT PERIOD.THIS IS A SUPPLEMENT TO HEALTH INSURANCE AND IS NOT A SUBSTITUTE FOR MAJOR MEDICAL COVERAGE. LACK OF MAJOR MEDICAL COVERAGE (OR OTHER MINIMUM ESSENTIAL COVERAGE) MAY RESULT IN AN ADDITIONAL PAYMENT WITH YOUR TAXES. This is a brief summary of Everest Short-Term Medical Insurance underwritten by Everest Reinsurance Company provided by Policy Form Series EAH 00 524 08 15. Availability and terms may vary by state.

This type of plan is NOT considered "minimum essential coverage" under the Affordable Care Act and therefore you may be subject to a tax penalty.

  1. Doctor Visit Copays: $40 or $50 depending upon plan selected
  2. Wellness Exams - 1 per Coverage Period
  3. Choice of Coverage Period Length: Option to enroll in two three-month policies for coverage up to 6 months. DC, ND, PA, and WV may choose up to 3 month policies.
  4. Option to choose 2 policies at one enrollment: If the first policy is in force when the coverage period ends, the second policy will begin automatically. The effective date will be the first date following the termination date of their current coverage period. All benefits and limitations will carry over from the first policy to the subsequent policy. (not available in DC, ND, PA, and WV).
  5. Prepaid Policies are available. Choose a minimum of 30 days up to a maximum of 90 days
  6. Deductibles - $250, $500, $1,000, $2,500, $5,000, $7,500, $10,000
  7. Choice of Coinsurance Percentage: 50%, 70%, 80%, or 100% (available choices may vary by state)
  8. Choose to pay plan costs by MasterCard, Visa or Automatic bank draft
  9. Select STM pays covered expenses up to $2,000,000 Maximum Limit per Covered Person per Coverage Period (Maximum Limit is based on plan selected)
Disclaimer:This is a Short-Term Medical plan that is not intended to qualify as the minimum essential coverage required by the Affordable Care Act (ACA). Unless you purchase a plan that provides minimum essential coverage in accordance with the ACA, you may be subject to a federal tax penalty. Also, the termination or loss of this policy does not entitle you to a special enrollment period to purchase a health benefit plan that qualifies as minimum essential coverage outside of an open enrollment period.

This is a brief summary of Select Short-Term Medical Insurance underwritten by Standard Life and Accident Insurance Company. Provided by Policy Form Series SL-PMSSTMED. Not available in all jurisdictions. Pre-existing conditions are not covered for the first 12 months and benefits are subject to the policy limitations and exclusions. Refer to the policy, certificate and riders for complete details.

This type of plan is NOT considered "minimum essential coverage" under the Affordable Care Act and therefore you may be subject to a tax penalty.

  1. Doctor/Urgent Care Visit Copay: $30 or $40 depending upon plan selected
  2. Wellness Exams - 1 per Coverage Period
  3. Deductibles - $1,000, $2,500, $5,000, $7,500, $10,000
  4. Choice of Coinsurance Percentage: 50%, 70%, 80%, or 100%
  5. Choice of Coverage Period Length - 3 months or up to 90 days
  6. Choose to pay plan costs by MasterCard, Visa or Automatic bank draft
  7. LifeShield STM pays covered expenses up to $1,500,000 Maximum Limit per Covered Person per Coverage Period (Maximum Limit is based on plan selected)
Disclaimer: THIS IS A SHORT-TERM LIMITED DURATION HEALTH INSURANCE POLICY THAT IS NOT INTENDED TO AND DOES NOT QUALIFY AS THE MINIMUM ESSENTIAL COVERAGE REQUIRED BY THE AFFORDABLE CARE ACT (ACA). UNLESS YOU PURCHASE A POLICY THAT PROVIDES MINIMUM ESSENTIAL COVERAGE IN ACCORDANCE WITH THE ACA, YOU MAY BE SUBJECT TO A FEDERAL TAX PENALTY. ALSO, THE TERMINATION OR LOSS OF THIS POLICY DOES NOT ENTITLE YOU TO A SPECIAL ENROLLMENT PERIOD TO PURCHASE A HEALTH INSURANCE POLICY THAT QUALIFIES AS MINIMUM ESSENTIAL COVERAGE OUTSIDE OF AN OPEN ENROLLMENT PERIOD.THIS IS A SUPPLEMENT TO HEALTH INSURANCE AND IS NOT A SUBSTITUTE FOR MAJOR MEDICAL COVERAGE. LACK OF MAJOR MEDICAL COVERAGE (OR OTHER MINIMUM ESSENTIAL COVERAGE) MAY RESULT IN AN ADDITIONAL PAYMENT WITH YOUR TAXES. This is a brief summary of LifeShield Short-Term Medical Insurance underwritten by LifeShield National Insurance Co. provided by Policy Form Series LNG- 3001. .Availability and terms may vary by state.

This type of plan is NOT considered "minimum essential coverage" under the Affordable Care Act and therefore you may be subject to a tax penalty.

  1. Selectable maximum benefit from $25,000 or $50,000
  2. Choice of Coverage Period Length - 6 months or up to 364 Days
  3. Deductibles - $500, $1,000, $2,500, $5,000
  4. Coinsurance Percentage: 80/20 Coinsurance to a maximum of $10,000

In the following states, AL, AR, AZ, DE, IL, KY, MO, MS, NC, ND, NE, NM, NV, OH, OK, PA, SD, and WI, Merit STM is Underwritten by American Financial Security Life Insurance Company. In the following states DC, FL, GA, IA, LA, SC, TX, VA and WV, WY Merit STM is Underwritten by LifeShield National Insurance Co.

Disclaimer: This is a Short-Term Medical plan that is not intended to qualify as the minimum essential coverage required by the Affordable Care Act (ACA). Unless you purchase a plan that provides minimum essential coverage in accordance with the ACA, you may be subject to a federal tax penalty. Also, the termination or loss of this policy does not entitle you to a special enrollment period to purchase a health benefit plan that qualifies as minimum essential coverage outside of an open enrollment period.
This is a brief summary of Select Short-Term Medical Insurance. Not available in all jurisdictions. Pre-existing conditions are not covered and benefits are subject to the policy limitations and exclusions. Refer to the policy, certificate and riders for complete details.

About asapHealth

Who We Are

ASAP Health Insurance Agency, Inc. (asapHealth.com), a national full-service, independent insurance agency, headquartered in Pennsylvania, have been providing exceptional insurance solutions nationwide.

What We Do

We offer affordable, high-quality health insurance and ancillary plan bundles through partnerships with best-in-class carriers. We are an industry leader in the sale of Short-Term and Limited Medical insurance plans, which provide a much-needed affordable alternative to Individual Major Medical plans.

We offer affordable insurance products

  • Short-Term Medical Plans
  • Accident, Cancer and Critical Illness coverage
  • Prescription insurance and discount
  • Dental insurance and discount
  • Vision insurance
  • Life insurance
  • AD&D
  • Health and wellness programs
  • Lifestyle discounts

Best-in-class Online Enrollment System

  • Easy-to-use enrollment tools
  • Plan detail and compression
  • Secure payment system
  • Qualified sales support team

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218 E. Bearss Ave
Tampa, FL 33613

+1-877-376-5831

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